As the NFL offseason buzzes with speculation, one of the hot topics is whether the San Francisco 49ers will trade quarterback Mac Jones. While the team seems inclined to keep him, a tempting offer could change that narrative. But not all proposals are created equal, and one recent suggestion might be easy for the Niners to dismiss.

ESPN’s Bill Barnwell floated a trade idea sending Jones to the Minnesota Vikings in exchange for J.J. McCarthy. The question is, what’s in it for the Niners?

McCarthy, though promising, has had a rocky start in the NFL. After being drafted by the Vikings from the University of Michigan in 2024, he impressed in the preseason but was sidelined by a knee injury, paving the way for Sam Darnold’s rise. Darnold’s success led him to the Seattle Seahawks, where he recently clinched a Super Bowl victory.

In 2025, McCarthy returned as Minnesota’s starter, but his season was marred by injuries and inconsistency. In 10 starts, he posted a 57.6% completion rate, throwing for 1,632 yards with 11 touchdowns against 12 interceptions.

He also added 181 rushing yards and four touchdowns. While there’s potential, the 49ers aren’t in the market for another project, especially when Jones has proven to be a reliable backup.

For the 49ers, any trade involving Jones should ideally bring in a draft pick to bolster their defense, add a wide receiver, or address other roster needs. Alternatively, Jones could be part of a package deal for a high-impact player like the Raiders’ Maxx Crosby.

Minnesota could still be a viable destination for Jones. The Vikings found success with Darnold after his stint with the 49ers, only to watch him thrive in Seattle-a move they might regret. Bringing in Jones could be their chance to rectify that.

Ultimately, the 49ers should ensure they receive significant value in any trade involving Jones. His performance as a fill-in for Brock Purdy last season highlighted his importance, making it crucial for the Niners to approach any deal with strategic foresight.